After all these years, it's hard to believe that Patrick has never made an attempt to settle this. Does he think it will somehow go away if he waits long enough?
Anon: I've wondered the same thing. What puzzles me more is that, even if Patrick is a clueless, self-destructive dingus, you'd think his family would eventually step in to save him from himself. Instead, they appear to be doing everything they can to protect and enable his stupidity. It's a puzzler.
What I think is most fascinating is that, at the age of almost 41, Patrick has never accomplished anything notable financially ever. He's never owned his own home, never owned a decent vehicle, or run his own business, or even had a job that could be called a career, he's just worked menial jobs like stocking shelves at Rona and crap like that. What that means is that, with what he owes you, there is no way he'll ever get out of bankruptcy without help.Well, maybe he could, and you can use a standard mortgage calculator to figure out how long it would take. From what I see, if he could turn over $1,000/month starting right now, it would take him over 11 years to pay off $105,000. But what are the chances of him being able to do that since he has such a terrible reputation around Lloyd that no one will hire him. Does anyone believe Patrick could turn his life around and find a job where he could afford to hand over $1,000 a month to pay off his debt? And stay employed for 11 straight years? Not likely.The only way Patrick is getting out of this is if his family chips in and bails him out. And it doesn't sound like that's going to happen.
I have the sense that Patrick’s cognitive and/or emotional impairments, whatever their clinical definition, limit him to a very primitive perception of life in terms of “winning” and “losing”. He is terrified of “losing”, and must thus construct a universe in which everything is a “win”. Having lost every legal challenge, his only way to “win” at this point is to refuse to pay. If it means a life without a decent job, or a home, or credit, or a family, or a reputation, or possessions, or travel, or the possibility of comfortable retirement. If he has to scrape together a livelihood from under the table menial jobs, sleep on borrowed couches or in daddy’s basement and live on junk, that’s fine - he doesn’t “lose” until he pays.He hasn’t figured out that CC has all that stuff, doesn’t actually need the money, and is drawing much greater pleasure from the spectacle of Patrick’s self-imposed abasement and descent into squalor than the actual settlement could afford.I too wonder about his family. Why are they watching him throw his life away?
Anon @ 1:55 PM: I've done those same calculations and come up with the same results, but all that fails to take into account the distinct possibility that Patrick will be hammered with more fines and penalties and costs based on his recent behaviour. Given his idiotic defamation action against Peter Skinner, it's pretty much a certainty he'll be ordered to reimburse Peter for his costs in defending such a meritless action. And there's another far worse possibility for Patrick that I'm not going to get into just yet, but it has the potential for being wildly expensive for Patrick.Stay tuned.
I suppose that technically one could the bankruptcy court did impose a ‘settlement’ at one point, but Patrick walked away from that some time ago …
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