I was recently informed by the Collections Department of the Courts and Community Justice Division of the Government of Saskatchewan (whew!) that Lloydminster's Patrick "Hyper Mullet Nexus Quintuple Threat Spandex Tights Street Fighting Man" Ross has closed the bank account he once had with Synergy Credit Union so there was nothing to seize at their last attempt at collection, implying that Patrick is having to go through the inconvenience of cancelling various financial accounts in order to protect them from collections enforcement.
As I understand it, this is not going to look good once he is tracked down, since closing accounts like that represents an unmistakable effort to conceal assets, and the courts really, really, really dislike that sort of behaviour, but I have confirmation from the appropriate authorities that Patrick did exactly that.
The noose is tightening, and when Patrick is inevitably brought to heel, there will be a very unpleasant reckoning for him and for anyone who has been assisting him.
7 comments:
Didn't somebody once say they saw Patrick paying for a meal with his father's credit card? If that's true, does that mean his father is implicated in Patrick's trying to conceal assets? Can he be charged?
Anon @ 4:56 AM: I am not a lawyer so I cannot answer definitively, but I'm fairly sure I once read that concealing assets would be a problem not only for the bankrupt but for anyone else who could be shown to have assisted them in hiding assets. Speculation is that, in order to defeat collection attempts against his own credit union account, Patrick was having his paycheques direct-deposited to his father's bank account, in exchange for using his father's credit card.
Again, the above is only speculation but, if true, it means his father could be liable for repayment of the entire amount that was deposited pursuant to Patrick's employment, as all that money would be considered "after-acquired assets" that Patrick had no right to give away. It could also mean additional charges but, again, I am not a lawyer.
Speculation - he's looking to move to another jurisdiction in order to further avoid collections attempts. My guess(es) would be BC (North Central, most likely), Yukon, or NWT.
... not saying that what he's doing is smart, but it would be in character. His SM in general seems to have gone very quiet in terms of anything that would reveal location. (although it has the usual assortment of blarharharing, and bad faith arguments with random people)
Anon @ 12:40 PM: It would not surprise me if Patrick is looking to relocate to stay one step ahead of the collections enforcement. In fact, some years ago, a bankruptcy lawyer warned me that it's not that hard to avoid collection efforts if one is prepared to live entirely off the grid -- working at scut jobs in industries that don't ask questions, living out of rented rooms, knowing you'll never own a home or start a business, paying cash for everything, that sort of thing. But he also opined that that is the sort of lifestyle that is tolerable for younger people who don't have much ambition, and who have lots of time to plan for what happens down the road.
Patrick, on the other, turns 42 this month, and living out of the back of his Ford Escape(?) can't be all that appealing for someone firmly in the grip of middle age. Add to that the rumours that his aging father is not in great health, and it can't be much fun being Patrick these days.
On top of all that, living off the grid makes sure that you are in no position to inherit anything of any value; certainly not the house currently occupied by his father. So if Patrick wants to frustrate my collection efforts, well, having no life to speak of and no permanent assets is certainly one way, but the appeal of that is going to wear off as he nears 50, and realizes he will never, ever, ever own his own place or have anything permanent, while owing me well over $100,000.
That is his choice.
CC @ 2:25: Living "off-grid" certainly seems to be what he's trying for.
That's the picture - Patrick in his early sixties, huddled over a can of Sterno, warming a packet of Ramen under an overpass and regaling a handful of other losers once again with the tale of how he stuck it to his creditor (who is sipping Montrachet in a Singapore hotel admiring the sunset.(
Patrick "Twatsy" Ross must be punished to the full extent of the law.
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