Chronicles of Twatrick: Happy interestversary!

Yes, only two days after the 45th birthday of undischarged bankrupt and financial fugitive perpetually looking over his shoulder Patrick Ross, it is now a full 58 months since a judge paddled Patrick's voluminous backside, told him how much he owed me and cranked up the interest rate on that debt to a delicious five per cent:

 

 

And given Patrick's refusal to co-operate or make any payments on his rapidly-increasing debt to me, we're now looking at over $125,000. And now on to a couple bits of somewhat new business.

In an earlier comment, some anonymous regular opined on the stupidity of Patrick, who could have simply accepted his 2014 bankruptcy Conditional Discharge Order (CDO) of $200 per month for 14 years, because that's a pretty meagre monthly payment and he would have been almost done by now. Uh, it's worse than that.

You see, while that was indeed the terms of the CDO, the CDO also stated that as long as Patrick made those payments religiously for the first three years, he had the option of paying off the entire outstanding balance after that. That's right -- while paying a paltry $200 per month for three years, Patrick could have been stashing away enough to be able to wipe out the remaining approximately $27,000 in one shot, meaning Patrick could have been out of bankruptcy free and clear almost a decade ago. As we all know, however, Patrick's arrogance simply would not allow him to pay me anything, since he would see that as a sign of defeat, which is why he's in the legal and financial bottomless well he is. But it's worse than that.

While I was originally the primary creditor in Patrick's bankruptcy -- and thus would have received most of that $34,000 -- given Patrick's refusal to follow the rules, I filed successfully to have his protection of bankruptcy lifted with respect to me, which means that my original judgment against Patrick of $85,000 was now back in force (as a regular debt not related to bankruptcy). However, while Patrick now owes me over $125,000, he is still bankrupt and is still required to fulfill the terms of his CDO to get out of bankruptcy, which means (and I have confirmed this with his former trustee) that Patrick will still have to pay the outstanding balance related to his CDO (about $25,000) to get out of bankruptcy, but whether or not he does that would not affect in any way the money he owes me. (I was also told that if Patrick does that, most of that money would likely go to me, anyway.) But let's get to the last issue for today.

As y'all know, Patrick's gaggle of hillbilly siblings had an estate sale last weekend, where they tried desperately to unload such cultural treasures as his late mom's complete set of "Joanie Loves Chachi" collector plates and his dad's velvet Elvis paintings and Dale Earnhardt replica NASCAR trophies. This suggests that, maybe, just maybe, those yokels are preparing to put Casa Ross on the market, which is why I'm going to ask my network of spies and confidential informants to be particularly vigilant and watch Casa Ross for, say, a "For Sale" sign going up, whereupon I will leap into action and ... well, I'll keep that to myself for now. But I'd appreciate my elves being especially observant regarding any sudden changes around Casa Ross and letting me know immediately.

Apart from all of this, I think we're done here. For now.

BONUS TRACK: Since Patrick is currently gloating about how he "defeated" me in court on one occasion due to his self-educated boy lawyer brilliance, it's worth reproducing the final part of a judge's decision related to Patrick when he filed, objecting to my application to register my 2010 Ontario judgment in Saskatchewan for the purpose of initiating collection proceedings against him.

Patrick chose to write and file that objection all on his own, and his childish, grievance-laden response was so utterly nonsensical and detached from reality that ... well, I will let J. McMurtry have the last word:

 

It's one thing to have the court rule against you; it's quite another to get spanked that savagely for submitting juvenile bullshit.

MORE BONUS: At some point, when I grow weary of it, I will file to have Patrick's meritless 2022 defamation lawsuit against me dismissed as abandoned, and the beauty of that is that I will be able to use an earlier ruling against Patrick as my legal precedent. Recall that back here, I reproduced the relevant part of a ruling wherein a judge found that the three-and-a-half year delay associated with Patrick's appeal of his 2014 Conditional Discharge Order was both inordinate and inexcusable, which is all that is required to have the court toss a legal action. Let's explain that in a bit more detail.

To find that a delay was "inordinate" simply means that it was stupidly and inappropriately long; in Patrick's case, the judge found that three and a half years was silly given that his appeal was effectively ready to go back in 2014. In addition, the delay must be "inexcusable"; that is, even if the delay was inordinate, perhaps you have an excuse like you were locked in an ICE detention centre all that time. Again, the judge found that Patrick had no plausible excuse for dragging his ass for that long.

And given that Patrick's current lawsuit against me was filed in August of 2022, we are now approaching four years of delay, which means I can take the above ruling, put it in front of a judge, and say nothing more than, "The court already found inordinate and inexcusable delay in that case; this case is equivalent and even more egregious." That really should be the extent of it, and it's unlikely that Patrick is going to attempt to move this case along at any time since he knows full well that, if this gets to court, there will likely be other parties waiting for him.

In short, when I file to dismiss this idiocy of Patrick's, I will need to say little more than, "I already have solid legal precedent for this." And that lawsuit will be dismissed as abandoned. And I will be awarded costs.

Sometimes, Patrick is not the sharpest sandwich in the picnic basket.